Maharashtra’s e-KYC Rule for Ladki Bahin Yojna: What It Means for Women

Maharashtra Government e-KYC for Ladki Bahin Beneficiaries
Maharashtra Government e-KYC for Ladki Bahin Beneficiaries

Maharashtra Government e-KYC for Ladki Bahin Beneficiaries is now mandatory, sparking conversations across the state. For women enrolled in this welfare scheme, the announcement brings both hope and concern. With a strict two-month deadline, completing e-KYC is crucial to continue receiving financial assistance of ₹1,500 per month.


The Maharashtra Government introduced mandatory e-KYC to ensure transparency, prevent fraud, and make sure only eligible women benefit from the Ladki Bahin Yojana. Duplicate entries, fake applicants, and middlemen misuse were some of the reasons cited for tightening the process.

Officials argue that e-KYC will create accountability while ensuring that benefits reach genuine beneficiaries. But for many women, especially in rural areas, completing e-KYC is not always simple.


Beneficiaries have a strict two-month window to complete their e-KYC. Local centers are already seeing long queues, with women and young girls assisting family members in completing their verification.

A Nagpur shopkeeper noted, “The crowd for e-KYC is bigger than festival sales. Every second woman asks about it.” The urgency reflects the importance of the scheme beyond just financial support—it’s about learning to navigate digital processes.


The e-KYC process is straightforward, but it requires some preparation:

  • Visit a local Aadhaar Seva Kendra or government-designated center.
  • Complete biometric verification (fingerprint or iris scan).
  • OTP authentication for beneficiaries with mobile numbers linked to Aadhaar.

Challenges remain: rural women may not have linked mobile numbers, worn-out fingerprints, or travel difficulties. NGOs and local self-help groups are assisting by guiding women and helping with forms.


The Ladki Bahin scheme is more than just monthly ₹1,500 financial aid. It supports:

  • Daily-wage workers’ families in Pune.
  • Widows in Kolhapur for medicines.
  • Mothers paying for children’s tuition.

For many, missing the e-KYC deadline is not just paperwork—it could mean losing critical support for their families.


Critics argue that the two-month deadline may be harsh, while supporters insist accountability is overdue. Whether the move is political or purely administrative, the focus remains on ensuring benefits reach the rightful beneficiaries.

The government has promised awareness campaigns, local help desks, and mobile vans to support women across Maharashtra, especially in remote areas.


Failure to complete Maharashtra Government e-KYC for Ladki Bahin Beneficiaries within two months may lead to benefits being paused or stopped. Officials advise not to wait until the last day to avoid disruptions in financial assistance.


The Ladki Bahin e-KYC is part of a broader trend where welfare schemes are linked to digital identity verification. While this ensures transparency, it also challenges women at the lower end of the digital spectrum. Awareness, support, and accessibility are key to making these initiatives successful.



Q1. What is the deadline for completing e-KYC under the Ladki Bahin scheme?
Beneficiaries must complete e-KYC within two months from the announcement date.

Q2. What happens if e-KYC is not done in time?
Those who fail may lose access to scheme benefits until verification is completed.

Q3. Where can women complete their e-KYC?
At Aadhaar Seva Kendras, government help centers, or through OTP authentication if their Aadhaar is linked to a mobile number.

Q4. Why has the Maharashtra government made e-KYC mandatory?
To ensure transparency, eliminate fake beneficiaries, and deliver benefits to the right women.

Q5. Is the process difficult for rural women?
The process itself is simple, but challenges like lack of linked mobile numbers, biometric issues, and travel difficulties make it harder in rural areas.

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